Terms & Conditions

Please read these Terms and Conditions carefully before using the Vrana SCT LLC website. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use this website.

Acceptance

By accessing this website, users agree to comply with and be bound by these Terms and Conditions, as well as all applicable laws and regulations. These Terms and Conditions apply to all visitors, users, and others who access or use the website.

Website Purpose

This website provides informational content related to financial planning, wealth management, insurance planning, and business financial services. The content is intended to provide general information about Vrana SCT LLC and the services we offer.

No Financial Advice

Information contained on this website is provided solely for educational and informational purposes and does not constitute investment, legal, tax, accounting, or financial advice. Nothing on this website should be construed as a solicitation or offer to buy or sell any security or financial product. You should consult with a qualified professional before making any financial decisions.

No Client Relationship

Use of this website does not establish a client relationship with Vrana SCT LLC. Browsing this website, submitting a contact form, or communicating with us through this website does not create a professional advisory relationship. Any professional relationship requires separate agreements and documentation executed by authorized representatives of Vrana SCT LLC.

Professional Engagement

Any professional relationship with Vrana SCT LLC requires separate agreements and documentation. Services are provided only pursuant to a written agreement that has been signed by both parties. Until such an agreement is executed, no professional obligations exist between Vrana SCT LLC and any website visitor.

Intellectual Property

All website content, graphics, text, branding, logos, and materials remain the exclusive property of Vrana SCT LLC and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without prior written consent from Vrana SCT LLC.

Limitation of Liability

Vrana SCT LLC shall not be liable for indirect, incidental, special, or consequential damages resulting from website use, including but not limited to loss of profits, data, or goodwill, service interruption, computer damage or system failure, or the cost of substitute services. This limitation applies regardless of the legal theory on which the claim is based.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Vrana SCT LLC does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Third-Party Resources

The website may contain links to third-party resources, websites, or services. We are not responsible for third-party content, accuracy, or practices. The inclusion of any link does not imply endorsement by Vrana SCT LLC. We encourage users to review the terms and privacy policies of any third-party sites they visit.

Modifications

These Terms and Conditions may be updated at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes your acceptance of the revised Terms and Conditions. We encourage you to review these terms periodically.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the applicable laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Travis County, Texas.